How to view your balance –

• iPhone: Open the Wallet app, then tap your Apple Cash card.
• iPad: Open the Settings app, tap Wallet & Apple Pay, then tap your Apple Cash card.
• Apple Watch: Double-click the side button and swipe to your Apple Cash card.

You can also check your Apple Cash balance on your Apple ID account page,

1. Apple Cash services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions, Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you’re under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account. Security checks may require more time to make funds available. Apple Cash Family accounts can send or receive up to $2000 per transaction or within a seven-day period. Sending money from Wallet requires iOS 15.5 or later.
2. You can’t use credit cards with Apple Cash, and you might not be able to use some prepaid cards. You can’t add money from a gift card, even if it’s already in Wallet.
3. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Apple Card is available only in the United States.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products.

How do I add money to Apple Pay without debit card?

You can use a prepaid card or credit card with Apple Wallet. To add money to your balance, set up ‘Apple Cash’ and use your prepaid/credit card. Tap ‘Apple Cash’ → ” → ‘Add Money’. Enter an amount and tap ‘Add’.

Does Apple Pay only work with debit cards?

Wallet – All your credit and debit cards, transit cards, boarding passes, and more. All in one place. Learn more

Do you need a card for Apple Pay?

To set up Apple Pay, add a debit, credit, or prepaid card to the Wallet app on your iPhone, Apple Watch, or other compatible device. To use Apple Pay, you need: A compatible device 1 with the latest version of iOS or iPadOS, watchOS, or macOS. A supported card from a participating card issuer.

What cards work on Apple Pay?

Which banks and cards support Apple Pay? – Apple Pay supports most major credit and debit cards providers including Visa, MasterCard and American Express. Apple’s is also supported, unsurprisingly. You do need to use a participating bank but most major banks now support Apple Pay.

You can find complete lists of all the banks supported in each country by clicking the relevant links below: Yes. Apple’s mobile-payment system does work with federal-payment cards, including Social Security and veterans benefits that are paid through debit cards. This includes the Direct Express payment network and government cards issued through GSA SmartPay.

Apple Pay is also supported by transactions with the federal government, meaning you can use Apple Pay to buy tickets and gift shop items at national parks, etc. Apple Pay works anywhere that accepts contactless payments. If you see the contactless payments symbol or the Apple Pay symbol near readers at the checkout, they will accept Apple Pay.

A few of the US stores and restaurants that accept Apple Pay include: Bloomingdales, Disney, Duane Reade, Macy’s, McDonalds, Nike, Petco, Staples, Subway, Unleashed, Walgreens, Whole Foods, etc.The UK has an established contactless payment system and you’ll be able to use Apple pay at all of the stores and restaurants you already use contactless at.You can also use Apple Pay within many apps and through the Safari web browser, as well as on public transport and at some non-profit organisations like Cancer Research UK, RSPCA, WaterAid and WWF, among others.

No. Unlike contactless card payments that limit you to a £100 spend, there is no limit for Apple Pay. It means you can pay for your weekly shop, or fill your car up with fuel, all with your iPhone or Apple Watch. Numerous apps support Apple Pay, spanning travel apps, shopping apps, entertainment apps and service apps. Here are just a few of the apps that support Apple Pay: Adidas, Bloom & Wild, Starbucks, Deliveroo, Apple Store, Topshop, Zara, ASOS, Uber, British Airways, Booking.com, Emirates, StubHub, DesignMyNight, Made.com. You need to use the Apple Wallet app to setup Apple Pay on your iPhone or, The Apple Wallet will then store your credit cards and debit cards, pulling the data when you authenticate Apple Pay to pay for goods. On your iPhone, open Wallet. On your iPad, go to Settings > Wallet & Apple Pay. Tap Add Credit or Debit Card or the “+” in the top right corner and hit “Continue”. You can use your device’s camera to capture the information on your credit, debit, or store card. Then fill in any additional information needed. Your bank will verify your information. You may need to provide additional verification which can mean you have to phone your bank, or you may receive a text message with a unique code that you’ll need to enter. The process changes depending on the bank. After your card is verified, tap Next, and then you can start using Apple Pay. To setup Apple Pay on the Apple Watch, you’ll first need to open the Watch app on your iPhone. Make sure you’re in the My Watch tab (bottom left) > Scroll down to Wallet & Apple Pay > Tap Add Card. Like on the iPhone, your bank will verify your information. You may need to provide additional verification again. You’ll receive a notification on your Apple Watch that your card is ready for Apple Pay. Apple Pay offers an, which allows you to select a card you have setup to work automatically when you are near a supported public transport reader. Whichever card you choose will be used to pay for your travel without you having to double tap the side button or home button on an iPhone or Apple Watch. Apple Pay requires the Near Field Communication (NFC) antenna and Touch ID or on and later. It will depend on which iPhone you have as to how you launch Apple Pay. Each transaction has to be authorised by either Touch ID, Face ID or your passcode. For, double tap the Touch ID home button and keep your finger on it until your screen says “Hold Near Reader”. If your fingerprint isn’t recognised, you can choose the “Pay with Passcode” option. For iPhones with Face ID, double press the sleep/wake button on the right-hand side of your iPhone to launch Apple Pay. Authorisation will then take place through Face ID, or you can choose the “Pay with Passcode” option if your face isn’t recognised. Once authorised, your screen will again say “Hold Near Reader”. Once your iPhone says hold near reader, you can just place your iPhone near a contactless terminal and a subtle vibration or a ping if your phone isn’t on silent confirms payment. A receipt is recorded in the Wallet app so you can see what your latest transactions. There’s no need to open an app or wake your iPhone’s display to launch Apple Pay, no matter which iPhone model you have. To launch Apple Pay on your Apple Watch, double-click the button next to the Digital Crown. Your default payment card will appear on your Apple Watch screen with “Hold Near Reader to Pay” below, after which you can place your watch up to the payment terminal and a pulse and beep will confirm that your payment has gone through. Swiping right to left on your Apple Watch display will present any other cards you have registered. To change your default card on Apple Pay, head to the Settings app on your iPhone and scroll down to Wallet & Apple Pay. On this screen, you will see a list of settings under the header “Transaction Defaults”. The first setting is “Default Card”. Click on this and you can choose which card you want to select as your default Apple Pay card, though it is easy enough to switch between them when you launch Apple Pay. Apple iPhone apps also work with Apple Pay, meaning you will be able to select Apple Pay at checkout when ordering anything from an app. You also still need to place your finger on Touch ID, or use Face ID, when paying. You can also use Apple Pay via the Safari browser. You can either use Touch ID if you have a supporting or pay via your iOS device. To use Apple Pay on a Mac that doesn’t have Touch ID and confirm the payment through your iPhone, head to Settings > Wallet & Apple Pay > Toggle on Allow Payments on Mac at the bottom of the display. Apple Pay is available in over 75 countries. These include the US, UK, Canada, Australia, the UAE, Russia, China, New Zealand, Singapore, Japan, Taiwan and Hong Kong as well as numerous other countries. You can view the, Apple Pay works with the following Apple devices: Yes. Apple said it doesn’t save your transaction information or card numbers on its servers, though your most recent purchases are kept in the Wallet app. Apple Pay, which has a tokenised backend infrastructure, makes card payments secure by creating a number or token that replaces your card details. More specifically, it creates a Device Account Number for each one of your cards. According to Apple, the Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone and Apple Watch, and when a payment is initiated, the token is passed to the retailer or merchant. The retailer or merchant therefore never has direct access to your card details. Losing your iPhone or Watch is stressful enough, but with Apple Pay, the chances of that happening just got a lot more frightening. As every Apple Pay transaction has to be authorised by either your fingerprint, face or passcode, whoever finds your iPhone won’t be able to pay for anything unless they have your passcode. They will be able to see your billing address and the last four digits of your stored cards, but no more information than that. can be used from another iOS device to put your device in Lost Mode. This will lock everything and prevent others from accessing your content including Apple Pay or Wallet data. You can also use the Find My app to wipe your iPhone clean completely. : What is Apple Pay, how does it work, and how do you set it up?

How much can I add to Apple Pay?

If you’re part of Apple Cash Family –

• Per transaction, you can add a minimum of $10.
• Per transaction, you can add up to $2,000.
• Within a 7-day period, you can add a maximum of $2,000.

What is the difference between Apple Cash and Apple Pay?

Apple Cash is a digital card that you can load with cash for peer-to-peer money transfers and to make merchant purchases using your Apple device. Apple Pay is a secure payment service that lets you make in-store and online purchases using the debit cards and credit cards added to your digital wallet.

Does Visa support Apple Pay?

About Visa and Apple Pay If your Visa card is already connected to your iTunes account, just enter the security code when you enroll in Apple Pay. To add a new Visa card to your iPhone, open the Wallet app and tap the plus sign.

Can you use Apple Pay at ATM?

petekarici / Getty Images At some ATMs, it is possible to withdraw cash by using Apple Pay. The key is to have a debit account attached to Apple Pay from a bank that supports Apple Pay transactions. It is best to use ATMs that are from the same bank as the Apple Pay-connected debit account for quick access.

Do I need a bank for Apple Pay?

Like all credit cards, Apple Card requires that you have a bank account for making payments. As you might expect, Apple makes it easy to select a bank account for ‌Apple Card‌ payments using the Wallet app on your iPhone, The first time you add a bank account, you’ll be asked if you want to add the same bank account that you use with Apple Cash (assuming you’ve set up Apple Cash ). If so, all you need to do is say yes, and you’re good to go. Otherwise, you can manually add a different bank account for your ‌Apple Card‌.

Launch the Wallet app on your ‌iPhone‌. Tap your ‌Apple Card‌. Tap the black ellipsis button (the three encircled dots) in the top-right corner of the screen. Scroll down and tap Bank Accounts, Tap Add a Bank Account, Follow the onscreen instructions.

If you need to, you can easily delete a bank account from the Bank Accounts screen by tapping Edit and then tapping the red minus (-) button next to the bank account in question. Be aware, though, if you have scheduled payments set up, you’ll need to shut those off before you can remove your bank account.

What bank can use Apple Pay?

Apple Pay launches in Malaysia Apple Pay is now available in Malaysia, bringing added speed and convenience to users’ daily lives. KUALA LUMPUR Apple today announced customers in Malaysia can now use Apple Pay with their iPhone, Apple Watch, iPad, and Mac.

• The easier, safer, and more secure way to pay for everything in customers’ daily routines is available in-store at leading retailers, in apps, and on the web.
• Apple Pay brings added speed and convenience to users’ daily lives, whether they’re grabbing a coffee at Starbucks, buying groceries from Village Grocer, or making an online purchase from Shopee.

Starting today, thousands of retailers will accept Apple Pay, with support from some of Malaysia’s most established banks across major credit and debit networks. “We are delighted to bring Apple Pay to Malaysia, providing an easier, safer, and more secure way to pay with iPhone, Apple Watch, iPad, and Mac.

We think users will love the convenience and security of using Apple Pay,” said Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet. “Our customers in Malaysia will benefit from using Apple Pay with the support of the most popular banks, merchants, and our customers’ favourite apps.” Security and privacy are at the core of Apple Pay, which features industry-leading protection of users’ personal information, transaction data, and credit and debit card information.

Credit and debit card numbers are not stored on device or on Apple servers; instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element on the user’s device, and each transaction is authorised with a one-time unique dynamic security code.

1. Apple does not retain transaction information that can be tied back to the customer.
2. Transactions stay between the customer, the merchant or developer, and the bank or card issuer.
3. If a user’s iPhone is lost or stolen, they can use Find My iPhone to quickly locate, lock, or suspend payments from that device.

Using Apple Pay in stores is fast and easy. Simply hold iPhone or Apple Watch near the contactless terminal, and authenticate using Face ID or Touch ID. When making purchases in Safari, customers can use Apple Pay without having to create an account, key in a PIN, fill out lengthy forms, or repeatedly type in shipping and billing information.

• Every Apple Pay purchase is authenticated with Face ID, Touch ID, or a device passcode, as well as a one-time unique dynamic security code.
• Customers with Visa and Mastercard cards from banks including AmBank, Maybank, and Standard Chartered Bank can now use Apple Pay, with American Express cards to be available with Apple Pay later this year.

Merchants such as KFC, Maxis, Machines, McDonald’s, Mydin, Pizza Hut, Starbucks, U Mobile, Uniqlo, Village Grocer, and Watsons — and apps and websites including Shopee, Sephora, Atome, and Adidas — now offer customers the ability to pay with Apple Pay.

• Text of this article
  • 09 August 2022
  • PRESS RELEASE
  • Apple Pay launches in Malaysia
  • An easier, safer, and more secure way to pay using iPhone, Apple Watch, iPad, and Mac is now available

  KUALA LUMPUR Apple today announced customers in Malaysia can now use Apple Pay with their iPhone, Apple Watch, iPad, and Mac. The easier, safer, and more secure way to pay for everything in customers’ daily routines is available in-store at leading retailers, in apps, and on the web.

  • Apple Pay brings added speed and convenience to users’ daily lives, whether they’re grabbing a coffee at Starbucks, buying groceries from Village Grocer, or making an online purchase from Shopee.
  • Starting today, thousands of retailers will accept Apple Pay, with support from some of Malaysia’s most established banks across major credit and debit networks.

  “We are delighted to bring Apple Pay to Malaysia, providing an easier, safer, and more secure way to pay with iPhone, Apple Watch, iPad, and Mac. We think users will love the convenience and security of using Apple Pay,” said Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet.

  “Our customers in Malaysia will benefit from using Apple Pay with the support of the most popular banks, merchants, and our customers’ favourite apps.” Security and privacy are at the core of Apple Pay, which features industry-leading protection of users’ personal information, transaction data, and credit and debit card information.

  Credit and debit card numbers are not stored on device or on Apple servers; instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element on the user’s device, and each transaction is authorised with a one-time unique dynamic security code.

  1. Apple does not retain transaction information that can be tied back to the customer.
  2. Transactions stay between the customer, the merchant or developer, and the bank or card issuer.
  3. If a user’s iPhone is lost or stolen, they can use Find My iPhone to quickly locate, lock, or suspend payments from that device.

  Using Apple Pay in stores is fast and easy. Simply hold iPhone or Apple Watch near the contactless terminal, and authenticate using Face ID or Touch ID. When making purchases in Safari, customers can use Apple Pay without having to create an account, key in a PIN, fill out lengthy forms, or repeatedly type in shipping and billing information.

  Every Apple Pay purchase is authenticated with Face ID, Touch ID, or a device passcode, as well as a one-time unique dynamic security code. Customers with Visa and Mastercard cards from banks including AmBank, Maybank, and Standard Chartered Bank can now use Apple Pay, with American Express cards to be available with Apple Pay later this year.

  Merchants such as KFC, Maxis, Machines, McDonald’s, Mydin, Pizza Hut, Starbucks, U Mobile, Uniqlo, Village Grocer, and Watsons — and apps and websites including Shopee, Sephora, Atome, and Adidas — now offer customers the ability to pay with Apple Pay.

  Today, Apple Pay is available in over 60 countries and regions, and works with more than 10,000 bank and network partners worldwide. About Apple Apple revolutionised personal technology with the introduction of the Macintosh in 1984. Today, Apple leads the world in innovation with iPhone, iPad, Mac, Apple Watch and Apple TV.

  Apple’s five software platforms — iOS, iPadOS, macOS, watchOS and tvOS — provide seamless experiences across all Apple devices and empower people with breakthrough services including the App Store, Apple Music, Apple Pay and iCloud. Apple’s more than 100,000 employees are dedicated to making the best products on earth, and to leaving the world better than we found it.

  1. Press Contact
  2. Apple Media Helpline

: Apple Pay launches in Malaysia

Why is my card not eligible for Apple Pay?

Contact your card issuer to see if they support Apple Pay. Update to the latest version of iOS, watchOS or macOS. Confirm that you have Face ID, Touch ID or a passcode set on your device. Make sure that you’re in a supported country or region.

What are the cons of Apple Pay?

There are a few downsides to Apple Pay. The biggest con is that while Apple Pay is popular, there are still some customers who don’t know how to use it. Your team will need to be knowledgeable enough to educate some new users. You may also need to upgrade your terminals if they aren’t NFC-enabled.

Can I send money on Apple Pay with my credit card?

Apple Pay Cash no longer supports sending money using a credit card other than Apple Card If you use the peer-to-peer Apple Pay Cash payment feature to send money to friends and family in an instant through Messages, you will need to sign up for the because Apple has ended support for sending money using a regular credit card. Debit cards can still be linked with Apple Pay Cash.

• Apple noted in the email communique that it’s making the change in order to help its customers avoid cash advance fees that may be charged by their issuing bank.
• To illustrate the point, the message advertises a new Instant Transfer option that lets you withdraw your Apple Pay Cash balance to an eligible Visa debit card in the Wallet app within minutes of your request (it could take up to 30 minutes, Apple says).
• That being said, using the Instant Transfer option also incurs a one percent fee (up to $10 per transaction) that gets automatically deducted from your transfer.

As mentioned, Apple Pay Cash continues to work with debit cards. The feature also offers free ACH bank transfers in select countries, according to the,

1. “You can continue to send money for free with Apple Pay, with no fees at all, using your debit card or your Apple Pay Cash balance,” the terms read.
2. Apple Pay Cash is a service provided by Green Dot Bank.
3. Is this policy change a sly trick on Apple’s part designed to encourage customers to sign up for the new Apple Card, do you think?
4. Let us know by leaving a comment below.

Tags : Apple Pay Cash no longer supports sending money using a credit card other than Apple Card

Why use Apple Pay vs debit card?

Advanced Security – Apple Cash is more secure than a traditional debit card. For starters, it uses Face ID or Touch ID to authenticate your transactions — to make sure you’re, well, you. Your account number is never visible, so you don’t have to worry about theft. And there’s no physical card to lose when you’re out and about. It’s peace of mind on multiple levels.

Does Apple Store accept Cash?

Accessories Looks like no one’s replied in a while. To start the conversation again, simply ask a new question. Do apple store take cash? Because I’m planning to buy AirPods and I don’t know if they accept cash. Please answer. Posted on Jul 12, 2019 1:01 PM Question marked as Best answer No.

All of their products including AirPods Do NOT Accept cash. Posted on Jul 12, 2019 1:13 PM 1 reply Question marked as ★ Helpful Jul 12, 2019 1:15 PM in response to Pheng031 I believe they do take cash. However, that may vary by region. I suggest you call the store you plan on going to and ask them. That would be the most reliable source of information.4 replies Jul 12, 2019 1:09 PM in response to Pheng031 No.

Apple Stores only take Credit or Debit cards including Apple Pay, Android Pay and Google Pay. Question marked as Best answer Jul 12, 2019 1:13 PM in response to Pheng031 No. All of their products including AirPods Do NOT Accept cash. Question marked as ★ Helpful Jul 12, 2019 1:15 PM in response to Pheng031 I believe they do take cash.

How do I use Apple Pay under 18?

How children and teens can use Apple Cash – If your family organizer set up Apple Cash for you, you can use it to make purchases in participating stores, apps, and websites. You can also use Apple Cash to send and receive money with people you know. If you’re less than 13 years old, you can’t add a card to Wallet to use with Apple Cash. *Apple Cash services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions, Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you’re under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account.

1. Security checks may require more time to make funds available.
2. Apple Cash Family accounts can send or receive up to $2000 per transaction or within a seven-day period.
3. Sending money from Wallet requires iOS 15.5 or later.
4. Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement.

Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information. Published Date: June 22, 2023

Why is my Apple Pay declining when I have money?

Some possible reasons for why the transaction is declining even though the digital card still appears in the Apple wallet include: Your card has been temporarily locked. Your card or the transaction account has insufficient funds or limit for the transaction. An incorrect card PIN has been entered at the terminal.