PayPal Refund Basics – You can request a refund for any PayPal transaction within 180 days of purchase. At that point, the seller will either approve or deny the refund. If the seller agrees to the refund, you’ll receive your return differently depending on the original payment method.

1. If you used a bank account or your PayPal balance, your refund can take three to five days.
2. If you used a credit or debit card, refunds can take a bit longer – up to around 30 days.
3. Eep in mind that refunds don’t always have to come via PayPal.
4. While that’s the recommended method, there are times when you might want an alternative solution.

For example, if the vendor is someone you have an ongoing relationship with, it might make sense to ask for a credit towards a future purchase, If the seller denies your refund, or simply ignores you, you have the option to open a dispute. A dispute is still handled between you and the seller, and you can’t file a dispute because you didn’t like the product. The product or service must either be defective or not as described.

In the event that the dispute doesn’t go your way, you can file a claim. In a claim, PayPal comes in and acts as a referee. They will ask both parties for their side of the story, and render a final decision. In total, the PayPal refund process can take as long as 65 days. This assumes that the process escalates all the way to a claim, which it usually won’t.

Counting the time it takes for credit card refunds to process, the total refund time can be as long as three months.

Why do PayPal refunds take so long?

How long does a PayPal refund take? – PayPal can process refunds the same day they are issued, depending on the original payment method. Because PayPal sends refunds back through the same payment method used for the original transaction, it can take different amounts of time for the funds to show up.

• PayPal account balance: same day.
• Bank account: up to five days.
• Credit or debit card: up to 30 days.

Refunds are paid out of your existing PayPal account balance by default. If you don’t have enough money in the account to cover the refund, the full amount of the refund will instead be issued from your linked bank account. The PayPal refund policy indicates that banks may take up to five days to process transactions, so that method can significantly slow the refund.

Do PayPal refunds take 30 days?

Refund Basics –

When you purchase an item via PayPal, such as through eBay or an independent vendor, you have the option to request a refund. The refund request must be made within 60 days of purchase. If the seller does not agree to refund your money, you may be able to open a dispute. For purchases made with your credit or debit card, the refund can take up to 30 days to show up on your account. If you bought the item using your bank account or PayPal balance, the balance will be credited to your PayPal account. Funds can take three to five days to arrive in your account.

How long do you have to refund a PayPal payment?

You can issue a full or partial refund within 180 days of the original payment date. Once you’ve sent a refund, you can’t cancel it. For personal payments and payments made with a coupon or gift certificate, you can only issue a full refund.

How long does it take for a Cancelled payment to be refunded?

Once the refund is processed and sent to your customer’s card issuing bank, it can take another 2–7 business days (depending on the bank’s processing speeds) for the refund to post to your customer’s account. In total, it can take up to 4–14 business days for your customer to receive their refund.

Do PayPal refunds take 24 hours?

Pending – When your refund shows as “pending” it means the seller has issued the refund, but the money hasn’t cleared their bank. It usually takes up to 5 working days for a refund to complete. If your refund is still pending after 5 working days, contact the seller for details.

Do PayPal refunds go back immediately?

Getting a refund on PayPal can be as quick as the same day the refund is issued if you paid with your PayPal balance, But it can also be potentially as long as 30 days if you paid with a credit or debit card.

Where does my PayPal refund go?

How do I get a refund? To request a refund for a completed payment, you’ll need to contact the seller. To see the seller’s contact details:

Go to, Select the payment. Use the contact information on this page to contact the seller.

If you receive a refund, the money will return to its original payment method, such as your bank, credit card, or PayPal account. If you don’t receive a refund, you can open a dispute in your, You have 180 days from the payment date to open a dispute.

How long does a refund take?

(updated May 16, 2023) We issue most refunds in less than 21 calendar days. However, if you filed a paper return and expect a refund, it could take four weeks or more to process your return.

Can PayPal reverse a payment?

How to Reverse PayPal Payments PayPal allows you to send and receive payments to anyone with a valid email address. Payments you send can be transferred from your current PayPal balance, your bank account or a credit card. Once you send a payment, the funds are automatically added to the recipient’s account.

Visit the main PayPal website and sign in to your account. Click the History link on your account’s dashboard. The History link is located on the top toolbar, near the center. Locate the payment you wish to cancel. All payments are listed in a long column. The column provides information such as the payment date, type, whom the payment was sent to, the status of the transaction and the amount sent. This helps you locate payments. Click the “Cancel” link next to the desired transaction, located under the “Order status/Actions” column. This redirects you to a confirmation screen. Click “Cancel” to confirm the reversal of your PayPal payment.

: How to Reverse PayPal Payments

Why haven’t I received my PayPal refund?

When your refund shows as ‘pending’ it means the seller has issued the refund, but the money hasn’t cleared their bank. It usually takes up to 5 business days for a refund to complete. If your refund is still pending after 5 business days, contact the seller for details.

Will PayPal cover me if I get scammed?

PayPal Buyer Protection – We protect you from checkout to delivery and use the latest anti-fraud technology to help spot problems before they happen. We don’t reveal your financial information to sellers. And if something goes wrong with an order and your transaction qualifies for Buyer Protection, we’ll reimburse you for the full purchase price plus any original shipping costs.

1. Note: Return shipping costs are not covered by PayPal’s Buyer Protection.
2. Buyer Protection covers all eligible online purchases where PayPal is used, as well as payments made through our website.
3. To take advantage of Buyer Protection, we require, among other things, that accounts be kept in good standing and ask that a dispute be filed within 180 days of your purchase or payment.

For full requirements see our User Agreement

Can I cancel a PayPal payment that is pending?

How to cancel a pending PayPal payment – You can only cancel a PayPal payment if the status is “Unclaimed” or “Pending”. If a payment has been initiated and you realize that you don’t want to go through with it, you can do a few things.

1. The first method is to log into your PayPal account and click on Activity, Once there, navigate to My Money,
2. From there, select Find and click Cancel Payments, On this page, you can click cancel any pending payments (except for recurring ones).

There is also the Report this Payment option that can be used to cancel PayPal transactions. It’s useful if the payment is fraudulent. However, you can cancel it only if the buyer hasn’t yet disputed it. If they have filed a dispute, then you can’t cancel the payment until you resolve it.

Why do refunds take so long?

Why Do Refunds Take So Long? Posted on March 2, 2019 June 21, 2023 Online transactions have made life quite easy. We transfer funds, buy things and pay for them, receive payments, and all of this with the simple click of a button. Cash is rarely required anywhere. Online or cashless payments have become quite ordinary.

• The only time that online transactions frustrate us is when our money gets stuck! But like most out of the ordinary things, we must regard it as an exception.
• Most have simple refund policies.
• The process of raising a refund request is quite convenient; however, there are instances when the process is delayed due to some reason.

In order to better understand this process, let us look at detailed insights. When does the need for a refund arise?

When you make an online purchase and pay through your card but later decide to cancel or return the ordered item When you are in the middle of making an online payment and you lose network connectivity

Why do payments fail?

Failure in communication – At some point in the payment making process, if there is a failure in communication after the customer has been charged, the customer can ask for a refund. This usually occurs in most cases due to network or connectivity issues and is a rather common occurrence. Failure in a status update – Another reason for the failure of payments is the status of payment not getting updated. In such a case, even though the payment has been deducted, one or more of the banks involved fail to update the status. Since the has no information, no information is available to the buyer or seller.

Why getting refunds takes time? Firstly, the merchant usually needs a certain amount of time to determine whether the request for refund is legitimate or not. In cases where goods are returned, the merchant would like to make sure that the goods have not been damaged by the other party.

Secondly, the banks have a vested interest in keeping your money with them for as long as it is legally possible as they make interest off of that money. That is part of the reason why the bank charges your account immediately while delaying the refund to your account. In these cases, the merchant is able to provide the customer with an authorization code that can be used to hasten the refund process with the bank.

Thirdly, refunds take time because there are multiple online payment platforms involved. The process of authorization can be quite cumbersome. A slight delay at any stage further delays the entire process. To explain the refund process further, let’s take an example.

• A customer raises the request for a refund.
• This request will be made to the payment gateway involved.
• The payment gateway then sends a request to the acquiring bank with which the merchant has an account.
• After the necessary approvals, the acquiring bank raises a request with the customer’s issuing bank.

The entire process of authorization and re-authorization, despite the fact that no actual money is transacted, is a tedious one. The bottom line It is important to maintain your calm and understand how the process of refunds works. The movement of money in an, while faster, is sometimes hindered due to the complexity of the process.

The entire process of online payments is monitored by the online payment gateway, the issuing bank, and the acquiring bank. It is really up to the banks to approve and reflect the balance in their respective accounts. While no money is actually moving, the coordination between the two banks and the gateway determines the amount of time that the entire transaction takes.

: Why Do Refunds Take So Long?

Why does it take 7 10 days for a refund?

The truth is that the bank delays posting the refund to your account because they are making interest off that money while it sits in their bank account. They will delay for the maximum amount of time allowed by law so they can make the maximum amount of interest on the money before giving it to you.

What happens if money is not refunded?

Money not refunded I have been duped by an fake online watch seller, first they send me the wrong watch so i asked for my refund but they didnot give my money back, i paid them full money 12000 rupees in advance on 13thjan 2018 and here i am today didn,t my money back and there online site is also suspended and their manager is not also picking up my call Asked 5 years ago in Civil Law 4 answers received in 30 minutes,

• Lawyers are available now to answer your questions.
• What should i do to get my money back as they push date everytime from last 3 months and always give ridiculas excuses, they have been harrasing me from last 4 months Asked 5 years ago There are many fraud cases comes through online shopping website.

There are few online shopping website who want lots of profit by hook and crook. The owner of these websites just focusing on revenue of the website, so they cheat consumer by fake advertisement and they give bumper offers to entice the consumer. When a consumer goes through these offers they can’t such services and satisfaction from the company or online shopping website.

• Sometimes excessive bill, defective product delivery, bad customer support, and many more reasons which are faced by a consumer.
• If your are a consumer and cheated by such a companies or online shopping portal then you can file consumer complaint against company or online shopping website portal at Voxya.

It is a unique platform to file online consumer complaint against the companies and get resolve your complaint quickly than consumer court in India. Voxya helps to protect your consumer rights.

• How Voxya Helps In Resolving Complaints
• It start a social media campaign to share your complaint to maximum users and friends for maximum impact of complaint to company.
• It send official email to company and resolve your complaint amicably.
• It also send notice via registered post to company for your complaint.
• It also help you to approach consumer forum and submit all document to consumer forum.

File police complaint against the seller for cheating and criminal breach of trust Under, 420 of IPC

You can issue legal notice to seller to recover your dues with interest Also file police complaint as advised herein above

Immediately file a complaint for cheating and cyber fraud at the local police station. If the local police is not taking any action, then write off a complaint to the area Addl. DGP, narrating the entire issue. Also, send a copy of the complaint to the area ADGP/DCP under whose jurisdiction falls the place of business of the seller.

1. The company has done the wrong this for which it cab be held both under civil and criminal jurisprudence.2. Under civil law you can file a case before the consumer forum seeking refund of money along with damages and compensation.3. Under criminal law you can lodge complaint under IPC in local police. Once both the cases start you can expect your money back soon.

1. Dear Client,
2. File criminal complain of online fraud and If address available on website, send legal notice,
3. If money not refunded, consumer case for refund and compensation.

Please file a complaint for cyber fraud with the cyber crime cell and police station. Regards,

Send them a legal notice to recover your money. In case they do not abide by the legal notice, institute a consumer complaint against them in the District Consumer Forum.

You can send the above legal service through kaanoon.com

Send a legal notice and file a consumer complaint based on that. Find out the location of the seller and institute the complaint accordingly.

Lodge a criminal complaint with jurisdiction police for fraud cheating and criminal breach of trust. Secondly file suit for recovery of money along with consumer complaint against the company. Send the company legal notice

File a consumer complaint in Consumer forum.

Sir file a consumer complaint before the district consumer forum for the deficiency in service and malpractice and seek refund interest compensation and litigation charges from the company. As you have already time and again asked them directly file the complaint with all the evidences.

Sir consumer court shall be the best remedy you can seek amount and compensation for mental stress and litigation charges.

• This is my response to you:
• 1. Since this is a criminal offence you need to file a complaint to the police station under IPC and Information Technology Act;
• 2. Send them a legal notice and request for the money within 15 days;
• 3. If they don’t reply then you can file a suit for recovery in the civil court;

4. Take steps immediately, if there is more delay then even the police won’t assist you.

If you have any address of the company then send them a legal notice

Also you may file an FIR against them for cheating and fraud. Regards

If you have their address, you may send a legal demand notice demanding refund of the amount sent for purchase of watch. You may even lodge a criminal complaint with the cyber crime police for this type of online fraud business.

1. what should i do to get my money back as they push date everytime from last 3 months and always give ridiculas excuses, they have been harrasing me from last 4 months
2. You may have to record the conversation between you and them when you call them over phone.
3. You may either lodge a complaint with the police or send a legal demand notice.

: Money not refunded

How long does it take for a refund to show up on your debit card?

Refunds to debit cards tend to take between two and five business days, but it can take up to 30 days depending on the company issuing the refund.

How long does a company have to refund your money?

You must normally request a refund within 30 to 60 days, with certain credit cards allowing up to 120 days for a chargeback. Make sure you understand the difference between refunds and chargebacks before proceeding.

Can PayPal reverse a payment?

How to Reverse PayPal Payments PayPal allows you to send and receive payments to anyone with a valid email address. Payments you send can be transferred from your current PayPal balance, your bank account or a credit card. Once you send a payment, the funds are automatically added to the recipient’s account.

Visit the main PayPal website and sign in to your account. Click the History link on your account’s dashboard. The History link is located on the top toolbar, near the center. Locate the payment you wish to cancel. All payments are listed in a long column. The column provides information such as the payment date, type, whom the payment was sent to, the status of the transaction and the amount sent. This helps you locate payments. Click the “Cancel” link next to the desired transaction, located under the “Order status/Actions” column. This redirects you to a confirmation screen. Click “Cancel” to confirm the reversal of your PayPal payment.

: How to Reverse PayPal Payments